Vermont

Tuition at a Vermont postsecondary institution for the child, stepchild, or spouse of a service member who died on duty, up to 130 academic credits, with any Pell Grant deducted first. A person who already holds a bachelor’s degree is not eligible.

A death on active or inactive duty, with dates that differ by service. Vermont National Guard: killed since 1955, or died since January 1, 2001. Active Reserve Forces: died since January 1, 2001 while a Vermont resident. Active Armed Forces: died since January 1, 2001 as a Vermont resident or in a Vermont-based unit mobilized to active duty. No disability rating is involved, so the rating filter never hides this benefit.

$10,000 of appraisal value off the residence, which a town may vote up to $40,000, for a veteran receiving compensation for at least 50 percent disability or receiving a VA pension for disability. The deadline is May 1 and it is filed with the Office of Veterans Affairs, not the town.

Compensation for at least 50 percent disability. One route is receiving disability compensation for at least 50 percent disability. It is one of four alternatives in 32 V.S.A. 3802(11)(A)(i), so the rating filter never hides this benefit: a veteran paid VA pension for disability with no service-connected rating at all reaches the same exemption.

A free hunting, fishing, or combination license including every big game license except moose, for a Vermont resident veteran who is, or ever has been, 60 percent disabled from a service-connected disability.

A service-connected disability rating of 60 percent, now or at any time. The statute reaches a Vermont resident veteran who is, or ever has been, 60 percent disabled as a result of a service-connected disability, evidenced by a VA certificate. VetTOC enforces the floor on the current rating, so a veteran whose rating was later reduced should read the statute rather than the filter.

A $2 lifetime pass from the town clerk giving a Vermont resident veteran free day entry to state parks, historic sites, and fully State-sponsored events, plus one day at any fair or exposition the State supports. The statute names no discharge test.

A veteran of the uniformed services who is a Vermont resident. Section 1002(a) asks only that the applicant be a resident of the State and a veteran of the uniformed services. The statute names no discharge characterization, no wartime period, and no age. Agency descriptions add an honorable discharge that the statute does not contain. No disability rating is involved, so the rating filter never hides this benefit.

A Vermont school board that maintains a secondary school shall, on request, award a high school diploma to a Vermont resident who served in World War II, the Korean War, or the Vietnam era, was honorably separated, and does not hold one.

Wartime service, honorable separation, no existing diploma. The veteran must have served in World War II, the Korean War, or during the Vietnam era, been honorably separated from active federal military service, and not already hold a high school diploma. No disability rating is involved, so the rating filter never hides this benefit.

A free license for a Vermont resident serving in the armed forces or on a 120-day homeland defense or state-side contingency operation, and resident-rate licenses for a service member stationed at a post in Vermont.

Vermont residence plus current service. Section 4259 reaches a Vermont resident serving in the U.S. Armed Forces, or performing or under orders to perform a homeland defense or state-side contingency operation for 120 consecutive days or more. It applies only during service, so it is not a veteran benefit. No disability rating is involved, so the rating filter never hides this benefit.

An uncapped right to a leave of absence for drill, training, or other temporary duty, USERRA protection extended to State active duty, employer-paid health insurance continued during a call-up, and punitive damages against an employer who violates it.

Membership in a reserve component or the National Guard. The subchapter covers members of the Reserve Components of the U.S. Armed Forces, the Ready Reserve, the Vermont National Guard, and the National Guard of another state, with the same protection regardless of the activation authority or the location of service. No disability rating is involved, so the rating filter never hides this benefit.

Full-time active duty pay earned outside Vermont comes out of Vermont income, and the first $2,000 of in-state unit training pay comes out for a Guard or Reserve member with a federal AGI under $50,000 who completed all unit training that year. Combat zone service defers the filing deadline.

Federal AGI under $50,000 for the drill pay subtraction. The first $2,000 of in-state unit training pay is subtracted only where the taxpayer had a federal adjusted gross income of less than $50,000 and the Adjutant and Inspector General or Reserve Component Commander certifies that the taxpayer completed all unit training of the unit during the calendar year. The full-time active duty subtraction has no cap and no income test.

All federally taxable military retirement pay and SBP survivor benefit income is excluded from Vermont income at a federal AGI of $125,000 or less, phasing out to nothing at $175,000, for any filing status. Since tax year 2025 it can be taken on top of the Social Security exclusion.

Federal AGI of $125,000 or less for the whole exclusion. All federally taxable military retirement and survivor benefit income is excluded at a federal AGI of $125,000 or less, for any filing status. Between $125,000 and $175,000 the excluded share is proportional. At $175,000 or above nothing is excluded. No disability rating is involved.

Up to ten percent of Vermont’s annual moose permits, and no more than six, are set aside for Vermont residents who served on active duty and did not receive a dishonorable discharge. No disability rating is required.

Active duty in any branch, without a dishonorable discharge. The set-aside reaches Vermont residents who served on active duty in any branch of the U.S. Armed Forces provided they have not received a dishonorable discharge. There is no rating, wartime, or length of service test, so the rating filter never hides this benefit.

Four separate Vermont exemptions unlocked by one federal form: no registration fee, no emissions or electric vehicle fee, no title fee, no purchase and use tax, and no driver license fee, for a vehicle bought with VA financial assistance.

An approved VA Form 21-4502. Every one of the four exemptions turns on a copy of an approved VA Form 21-4502 certifying entitlement to VA financial assistance to acquire the vehicle. No disability rating percentage appears in any of them, and a 100 percent rating alone does not qualify, so the rating filter neither hides nor grants this benefit.

A $50,000 State death benefit for a Vermont National Guard member who dies on State active duty or from injuries incurred on it. State active duty is outside the federal death gratuity, which is what this fills.

Death on State active duty, or from injuries incurred on it. The benefit runs to a Vermont National Guard member who dies while on State active duty or as the result of injuries incurred while on it, where the death or injuries resulted from performing State active duty or from conduct related to it. No disability rating is involved, so the rating filter never hides this benefit.

In-state tuition paid for a Vermont National Guard member at UVM, a Vermont State College, a Vermont private college, or a training institution, and since June 27, 2025 for a graduate degree and for a member who already holds a bachelor’s degree. The commitment is two years of service per academic year.

Active Vermont National Guard membership, resident or not. The member must be an active member of the Vermont National Guard who has completed basic training, whether a resident or a nonresident of Vermont. No disability rating is involved, so the rating filter never hides this benefit.

The same $10,000 to $40,000 exemption for an unremarried widow or widower of a previously qualified veteran, with no requirement that the survivor be receiving anything, and for a spouse or child who owns the home and receives death compensation or DIC.

Unremarried widow or widower of a previously qualified veteran. Section 3802(11)(C) entitles the unremarried surviving spouse of a previously qualified veteran to the exemption whether or not the individual receives any government compensation or pension. No rating and no federal payment is required, so the rating filter never hides this benefit.

A never-repealed State bonus of $10 for each month served, up to $120, for an enlisted person who entered from Vermont between August 5, 1964 and March 31, 1973, payable to a spouse or lineal heirs if the veteran has died.

Enlisted service between August 5, 1964 and March 31, 1973. The bonus reaches an enlisted individual in the U.S. Armed Forces during that window who resided in Vermont at the time of enlistment or induction. No disability rating is involved, so the rating filter never hides this benefit.

A "veteran" designation on a Vermont driver license or ID, and military, veteran, gold star, and next-of-kin plates at no additional charge. Being disabled in service is a route to both, even without an honorable characterization.

Veteran status under 38 U.S.C. 101(2), or disabled in service. The designation and the plate reach a veteran under 38 U.S.C. 101(2) and an individual disabled during active military, naval, air, or space service under 38 U.S.C. 101(24). The Office of Veterans Affairs confirms an honorable discharge, a discharge under honorable conditions, or disability incurred in service. No disability rating percentage applies, so the rating filter never hides this benefit.

A $250 refundable credit against Vermont income tax for any resident or part-year resident who served in the uniformed services, at a federal AGI of $25,000 or less, phasing out to nothing at $30,000. It is new for tax year 2025 and has no discharge characterization test.

Federal AGI of $25,000 or less for the full $250. The credit is $250 at a federal AGI of $25,000 or less, reduced by $5 for each $100 of AGI above $25,000, and gone at $30,000. It is refundable, so it is paid even where there is no Vermont tax to offset.

A one-time payment of up to $500 for a Vermont veteran or veteran family in a financial crisis, for housing, utilities, or another critical need. The application is taken over the phone and takes about ten minutes.

Low income and in a financial crisis. The fund is for a low-income Vermont veteran or veteran family in a financial crisis. No published income table applies. Assistance is given only where the applicant would not be better served by another State, federal, or private program.

Dental care for a Vermont veteran with an honorable or general discharge who has no dental insurance and cannot pay out of pocket. A 100 percent service-connected rating makes a veteran ineligible, because VA already covers them.

A 100 percent service-connected rating makes a veteran ineligible. The program excludes a veteran with a 100 percent service-connected disability rating from VA, because that veteran already has comprehensive VA dental eligibility. This is the unusual case where a higher rating removes the benefit rather than granting it.

Three State medals: the Veterans Medal for two years of federal active duty, the Distinguished Service Medal for combat theater service, and the Patriot’s Medal presented to the family of a Vermonter killed in action since February 28, 1961.

Two years of federal active duty and an honorable discharge. The Veterans’ Medal requires a minimum two-year tour of federal active duty with an honorable discharge, unless discharged for the convenience of the government or retired from a reserve component. Death before separation, missing in action status, and current active duty with more than four years of service are alternatives. No disability rating is involved, so the rating filter never hides this benefit.

Burial at Randolph Center at no cost to the veteran in the government marker sections, with an opening and closing fee for a spouse or child, and a statutory duty to accept the unclaimed remains of an eligible veteran.

VA national cemetery eligibility. Eligibility follows the federal national cemetery rules: discharge under conditions other than dishonorable, death on active duty, or twenty or more years of Guard or Reserve service with eligibility for retirement. Spouses and dependent children may be interred. No disability rating is involved, so the rating filter never hides this benefit.

A statutory preference in certification, appointment, employment, and retention wherever State funds furnish the payroll, in five ranked classes. The top class needs only the present existence of a service-connected disability, with no percentage.

The present existence of a service-connected disability, at any percentage. The first preference class asks only that the veteran has established the present existence of a service-connected disability, or is receiving compensation or disability retirement benefits from VA or DoD. No percentage appears in the section, so a 0 percent rating reaches it and the rating filter never hides this benefit.

A grant fund for long-term care, homeless veterans, transportation, veterans service programs, and recognition, funded by a checkoff on the Vermont income tax return and awarded on the recommendation of a nine-member committee.

Vermont residence, active duty, and an honorable discharge. Section 1548(d) defines veteran for this fund as a Vermont resident who served on active duty in the U.S. Armed Forces or the Vermont National Guard or Air National Guard and received an honorable discharge. No disability rating is involved, so the rating filter never hides this benefit.

Skilled nursing, dementia care, and rehabilitation at Bennington for a veteran with 90 days of active duty and an honorable discharge, and for spouses and Gold Star parents. Since July 1, 2024 the Home may also serve Vermont veterans who do not live there.

Ninety days of active duty and a discharge under honorable conditions. The Home requires at least 90 days in the Armed Forces of the United States with a discharge under honorable conditions, with the 90 days waived for a discharge due to a line-of-duty disability. No disability rating gates admission, so the rating filter never hides this benefit.

A higher VA pension for a veteran or survivor who needs another person’s help with daily living or is confined to the home. The yearly cap for a veteran alone is $29,093 with Aid and Attendance and $21,313 housebound.

• MAPR, veteran alone with Aid and Attendance, effective December 1, 2025: $29,093 a year (read 2026-10-08)
• MAPR, veteran alone, Housebound, effective December 1, 2025: $21,313 a year (read 2026-10-08)
• Pension net worth limit, December 1, 2025, to November 30, 2026: $163,699 (read 2026-10-08)

Pension income and net worth. The person must qualify for Veterans Pension or Survivors Pension. Countable income must be under the MAPR and net worth under $163,699 (December 1, 2025, to November 30, 2026).

A free lifetime pass to national parks, wildlife refuges, national forests and other federal lands for every U.S. military veteran and Gold Star family, and a free annual pass for current members and dependents.

Veteran or Gold Star family. Any veteran, including Guard and Reserve; current members and dependents for the annual pass.

A one-time payment of up to $27,908.90 toward a vehicle, plus adaptive equipment such as hand controls and lifts, for service-connected loss of a hand or foot, severe vision loss, severe burns, or ALS.

• Automobile allowance, effective October 1, 2026: up to $27,908.90 (read 2026-10-08)

Qualifying loss. A service-connected loss or loss of use of a hand or foot, permanent bilateral vision impairment, a severe burn, or ALS. A combined percentage alone does not qualify.

A free gravesite, opening and closing, vault liner, headstone and perpetual care in a VA national cemetery for an eligible veteran, and for an eligible spouse or dependent child.

Eligible veteran or family member. Service and discharge rules for the veteran; spouse and dependent paths follow.

Health coverage for a spouse or child of a veteran who is permanently and totally disabled from a service-connected disability, or who died in service or from a service-connected disability.

Permanent and total disability. A living sponsor is generally a veteran whom VA rated permanently and totally disabled from a service-connected disability. Death in service and death from a service-connected disability are other paths.

Military pay earned in any month served in a combat zone is free of federal income tax, in full for enlisted members and warrant officers and up to the top enlisted rate plus hostile fire pay for officers.

Service in a combat zone. Service in a designated combat zone or qualified hazardous duty area.

A tax-free monthly payment to a military retiree, at any rating from 10%, that replaces retired pay lost to the VA offset for disabilities the service branch decides are combat-related.

Rated 10% or more. A VA rating of at least 10% for a disability the service branch decides is combat-related, plus military retired pay.

Shopping at military commissaries and exchanges, and MWR retail, for every veteran with a VA service-connected rating, Purple Heart recipients, former POWs and primary family caregivers, since January 1, 2020.

Any service-connected rating. Any VA service-connected rating, including 0%; Purple Heart, former POW and caregiver paths need none.

Lets a military retiree rated 50% or more receive retired pay and VA disability compensation at the same time, instead of having retired pay cut dollar for dollar.

Rated 50% or more. A combined service-connected rating of at least 50%, plus military retired pay.

A free copy of a DD-214 and other service records from the National Archives’ National Personnel Records Center, requested online or on Standard Form 180.

Monthly tax-free payment to a surviving spouse, child, or parent after a service-connected death, or in defined cases after the death of a totally disabled veteran.

• Surviving spouse basic monthly rate, effective December 1, 2025: $1,699.36 (read 2026-10-08)

Education and training help for a spouse or child of a veteran who is permanently and totally disabled from a service-connected disability, or who died in service or from a service-connected disability.

• Full-time monthly rate, October 1, 2026, to September 30, 2027: $1,621.00 (read 2026-10-08)

Sponsor status. One path is a veteran rated permanently and totally disabled from a service-connected disability. Death in the line of duty and death from a service-connected disability are other paths.

Asks the service branch’s Discharge Review Board or Board for Correction to upgrade a discharge, with liberal consideration for PTSD, TBI, sexual assault or harassment, and the repealed Don’t Ask, Don’t Tell policy.

Up to 9 more months of Post-9/11 GI Bill or Fry benefits, or $30,000, for a student finishing a STEM degree or clinical training who has 6 months or less of entitlement left.

100% level and nearly exhausted. The student must be at the 100% Post-9/11 or Fry level with six months or less of entitlement left.

Life insurance through the service member for a spouse, up to $100,000 and not more than the member’s SGLI, and $10,000 free for each dependent child.

Spouse or child of an SGLI-insured member. The service member must have full-time SGLI.

Three ways a federal agency can hire a veteran outside or ahead of normal competition: VEOA for merit promotion jobs, VRA up to GS-11, and noncompetitive appointment for a veteran rated 30% or more.

30% for the disabled veteran authority. The 30% authority needs a compensable service-connected rating of 30% or more; VEOA and VRA have no rating floor.

VA disability compensation, pension, DIC, education and grant payments are not federal taxable income, and retired pay replaced by a retroactive VA rating can be refunded.

Five or ten points added to a passing score, or priority in category rating, for a qualifying veteran applying for a federal competitive service job, with ten points for a service-connected disability.

Qualifying service and honorable conditions. A war, campaign, listed period, or a service-connected disability for 10 points.

A free government headstone or marker for the grave of an eligible veteran in any cemetery, or a medallion to fix to a privately bought headstone.

Eligible veteran or service member. Discharge other than dishonorable, with the service rules for the era.

Transitional housing with services, for up to about two years, from community agencies VA funds, for a homeless veteran.

Homeless veteran. The veteran must be homeless and eligible for VA health care or the program’s expanded criteria.

A HUD Housing Choice rental voucher paired with VA case management for a homeless veteran, with housing first and no sobriety or treatment precondition.

Homeless and low income. The veteran must be homeless and meet the public housing agency’s income limit.

Compensation at the 100% rate, $3,938.58 a month for a veteran alone, for a veteran whose service-connected disabilities keep them from holding a steady job, without changing the rating itself.

• Rate paid, veteran alone, effective December 1, 2025: $3,938.58 a month (read 2026-10-08)

Schedular rating gate. One disability at 60% or more, or a combined 70% with one disability at 40% or more. An extraschedular award below that is possible, so the filter uses the lowest schedular floor and does not hide the entry for an unanswered rating.

Free job search help from veterans’ employment specialists at American Job Centers, with priority of service for veterans and eligible spouses in every Labor Department-funded job program.

Veteran or eligible spouse. Any veteran or eligible spouse; DVOP services target listed barriers.

VA pays back the fees for a licensing or certification test, up to $2,000 a test, and for prep courses, out of GI Bill or DEA entitlement.

• Maximum reimbursement per test: $2,000 (read 2026-10-08)

Covered by a VA education benefit. Chapter 33, 30, 1606 or 35.

Up to 36 months of Post-9/11 GI Bill benefits at the 100% level for the child or surviving spouse of a service member who died in the line of duty after September 10, 2001.

Line of duty death after September 10, 2001. The service member must have died in the line of duty, or from a service-connected disability within the listed windows, on or after September 11, 2001.

A special monthly pension of $5,780 for each living Medal of Honor recipient, paid regardless of income or other benefits.

• Medal of Honor pension, effective December 1, 2025: $5,780 a month (read 2026-10-08)

Medal of Honor Roll. The recipient must be entered on the Medal of Honor Roll.

An honor guard of at least two uniformed members, one from the veteran’s branch, who fold and present the flag and play Taps, at the family’s request and at no cost.

Eligible veteran. Active duty or Selected Reserve service with a discharge other than dishonorable.

Free VA treatment for any physical or mental health condition related to military sexual trauma, without having reported it at the time and regardless of discharge status or length of service.

MST during service. Care is for conditions related to military sexual trauma. Discharge status and length of service do not bar it.

Up to 36 months of education payments, $2,601 a month for full-time school from October 1, 2026, for a veteran who paid $1,200 into the program during active duty.

• Full-time monthly rate, effective October 1, 2026: $2,601.00 (read 2026-10-08)

Service and contribution. Active duty after June 30, 1985, with the $1,200 contribution and the required service, or another listed category.

Up to 36 months of education payments, $508 a month full time from October 1, 2026, for a Guard or Reserve member with a six-year Selected Reserve obligation.

• Full-time monthly rate, effective October 1, 2026: $508.00 (read 2026-10-08)

Six-year Selected Reserve obligation. A six-year obligation in the Selected Reserve, and continued satisfactory participation.

A direct VA mortgage, from 2.47% fixed for 30 years when read, to buy, build or improve a home on federal trust land for a Native American veteran or a veteran married to a Native American.

• NADL interest rate, as posted: from 2.47% (read 2026-10-08)

Native American veteran on trust land. A Native American veteran, or a veteran married to one, buying on trust land of a tribe with a VA memorandum of understanding.

Expanded VA health care and presumptive disability compensation for veterans exposed to burn pits, Agent Orange, radiation and other toxins, with health care enrollment open to every eligible toxic-exposed veteran since March 5, 2024.

Covered service. Service in a location and period the PACT Act covers, plus the basic service and discharge rules for VA health care.

Education assistance tied to qualifying active duty after September 10, 2001. Often called the GI Bill or Chapter 33.

• Private and foreign school tuition cap, August 1, 2026, to July 31, 2027: $30,908.34 a year (read 2026-10-08)

Lets a service member with six years of service who agrees to four more transfer up to 36 months of unused Post-9/11 GI Bill benefits to a spouse or child.

Six years served, four more agreed. Must be requested while serving, with at least six years of service and a four-year added commitment.

An engraved certificate signed by the current President honoring a deceased veteran or reservist eligible for national cemetery burial, free to next of kin, family and friends.

Eligible for national cemetery burial. The veteran or reservist must have been eligible for burial in a national cemetery.

A monthly stipend, training, respite, mental health counseling and, in some cases, CHAMPVA health coverage for the family caregiver of a veteran rated 70% or more who needs in-person personal care.

Veteran rated 70% or more. The veteran must have a single or combined service-connected rating of 70% or more.

Free business training, counseling and loan guidance for veterans, service members and military spouses through Boots to Business and Veterans Business Outreach Centers.

Low-cost term life insurance of up to $500,000 for service members, at 5 cents per $1,000 a month plus $1 for traumatic injury coverage.

• Maximum coverage and premium: $500,000; 5 cents per $1,000 a month, plus $1 TSGLI (read 2026-10-08)

Serving member. Active duty, or Ready Reserve or Guard with scheduled drills, or another covered status.

Expedited Social Security disability claims for a service member disabled on active duty on or after October 1, 2001, and for a veteran rated 100% permanent and total by VA.

100% P&T, or disabled on active duty. A 100% P&T VA rating is one path to expedited processing; disability on active duty after September 30, 2001, is the other.

Extra earnings credited to a Social Security record for active duty from 1957 through 2001: $300 a quarter from 1957 to 1977, and $100 for each $300 of pay from 1978 to 2001, up to $1,200 a year.

• Military wage credit, 1978 to 2001: $100 per $300 of pay, up to $1,200 a year (read 2026-10-08)

Free seats left over on military aircraft for service members, retirees, Guard and Reserve members, their dependents, some surviving spouses, and veterans with a permanent service-connected disability rated as total.

Permanent total rating for veterans. A veteran who is not a retiree qualifies only with a permanent service-connected disability rated as total, and flies only within and between the continental U.S., Alaska, Hawaii, Puerto Rico, the U.S. Virgin Islands, Guam and American Samoa. Members, retirees, Guard and Reserve members and dependents have their own paths.

A higher or added monthly rate for a service-connected loss of a limb, an organ or its use, blindness, being housebound, or needing another person’s daily help. SMC-K adds $139.87 a month to any rating from 0% up.

• SMC-K, added monthly amount, effective December 1, 2025: $139.87 (read 2026-10-08)
• SMC-S, veteran alone, effective December 1, 2025: $4,408.53 (read 2026-10-08)
• SMC-R.2/T, veteran alone, effective December 1, 2025: $11,271.67 (read 2026-10-08)

A specific service-connected loss. Each SMC level is set by a specific loss, or loss of use, or by the need for aid and attendance or being housebound. SMC-K is paid at any combined rating, including 0%.

Grants to build, buy or adapt a barrier-free home for a veteran with certain severe service-connected disabilities: up to $126,526 (SAH) or $25,350 (SHA) in fiscal year 2026, with temporary residence grants of $50,961 or $9,100.

• SAH maximum, fiscal year 2026: $126,526 (read 2026-10-08)
• SHA maximum, fiscal year 2026: $25,350 (read 2026-10-08)

Qualifying severe disability. A specific service-connected loss, loss of use, blindness, burn or other listed condition. A combined percentage alone does not qualify.

Grant-funded help, including temporary rent, deposits, utilities and case management, to keep a very low-income veteran family housed or rehouse it quickly.

Very low income. A very low-income veteran family under 38 C.F.R. part 62, homeless or at imminent risk.

A monthly annuity to a military retiree’s surviving spouse or child, generally 55% of the chosen base amount of retired pay, and automatic coverage for the survivors of a member who dies on active duty.

• Standard annuity for a spouse: 55% of the base amount (read 2026-10-08)

Retiree election or death on active duty. The retiree elected coverage at retirement, or the member died on active duty.

Needs-based monthly payment for a surviving spouse or child of a wartime veteran with limited income and net worth.

• MAPR, surviving spouse with no child, effective December 1, 2025: $11,699 a year (read 2026-10-08)

Income and net worth. Survivors Pension is needs-based. Income and net worth must fall under the current VA limits. Confirm the survivors pension rate chart.

A one-time payment of $25,000 to $100,000 to a service member with SGLI who suffers a scheduled traumatic loss, such as amputation, paralysis, blindness or an inability to perform daily activities.

• TSGLI payment range: $25,000 to $100,000 (read 2026-10-08)

SGLI-covered traumatic injury. SGLI coverage at the time of a traumatic injury that causes a scheduled loss.

Protects a civilian job, seniority and health coverage when a worker leaves for military service, for up to five years of cumulative service with one employer.

Civilian employee entering service. Covers employees who leave a civilian job for uniformed service and meet the notice and return rules.

A free U.S. flag to drape the casket or accompany the urn of an eligible veteran or reservist, given to the next of kin.

Eligible veteran or reservist. Service in a listed period or status with a discharge other than dishonorable.

Mileage at 41.5 cents a mile, less a $3 one-way deductible capped at $18 a month, for travel to VA or VA-approved care by a veteran rated 30% or more, traveling for a service-connected condition, on pension, or with low income.

• Mileage rate: 41.5 cents a mile (read 2026-10-08)
• Deductible: $3 one way, $6 round trip, $18 a month cap (read 2026-10-08)

Rated 30% or more, or another path. A 30% rating qualifies for all care. Travel for a service-connected condition, pension, low income and C&P exams are other paths below 30%.

Burial in a VA national cemetery, a government headstone or marker, and in some cases a burial allowance.

Money toward a veteran’s funeral and burial: up to $2,000 for a service-connected death after September 10, 2001, and $1,032 each for burial and plot for a non-service-connected death on or after October 1, 2026.

• Service-connected burial allowance, death after September 10, 2001: up to $2,000 (read 2026-10-08)
• Non-service-connected burial and plot allowances, death on or after October 1, 2026: $1,032 each (read 2026-10-08)

Paid the costs, not reimbursed. The claimant paid the burial costs, and the veteran was not dishonorably discharged and meets a service-connected or listed non-service-connected condition.

A VA-backed refinance of any existing mortgage, VA or not, that can take cash out of home equity, with a 2.15% funding fee on first use and 3.3% after.

• Cash-out refinance funding fee: 2.15% first use, 3.3% after (read 2026-10-08)

VA home loan eligibility. A valid Certificate of Eligibility and occupancy of the home.

A yearly payment of $1,053.19 for each qualifying item when a service-connected prosthetic or orthopedic device, or a prescribed skin medication, wears out or stains clothing.

• Clothing allowance, effective December 1, 2025: $1,053.19 (read 2026-10-08)

Service-connected disability. The device or medication must be for a service-connected disability. No percentage floor applies.

VA-paid care from a community provider when VA cannot see an enrolled veteran within 30 minutes’ drive and 20 days for primary or mental health care, or 60 minutes and 28 days for specialty care.

Enrolled in VA health care. The veteran must be enrolled in VA health care or otherwise eligible for VA care, and meet one of the six community care criteria.

Free comprehensive dental care for a veteran rated 100% or paid at the 100% rate for unemployability, or who is a former prisoner of war, with narrower classes for other veterans.

100% for full dental (Class IV). Full dental care needs a 100% schedular rating; individual unemployability and former POW status are other full-care paths, and narrower classes reach other veterans.

Monthly tax-free pay for an illness or injury VA decides is connected to military service.

Combined rating. VA assigns a combined rating from 0% to 100%. Monthly compensation generally starts at 10%. A 0% rating can still matter for health care and other benefits.

When VA decides a beneficiary cannot manage VA payments, it appoints a fiduciary to receive and manage them, and oversees that fiduciary.

Enrollment in the VA health care system. A disability rating can change priority and copays. It is not the only way in.

Enrollment. No single combined-rating minimum applies to everyone. A rating can change priority group and copays. Other enrollment paths exist.

Hearing aids, eyeglasses and contact lenses for an enrolled veteran with a compensable service-connected disability, a Purple Heart, former POW status, and other listed situations.

Compensable rating, or another listed path. A compensable (10% or more) service-connected rating is the most common path. Purple Heart, former POW and other listed paths have no rating floor.

No VA funding fee, which is otherwise 1.25% to 3.3% of a purchase loan, for a veteran receiving or entitled to VA compensation, a surviving spouse on DIC, a Purple Heart recipient on active duty, and a service member with a pre-discharge rating.

• Purchase funding fee, under 5% down, first use and after: 2.15% and 3.3% (read 2026-10-08)

Receiving or entitled to compensation. A compensable service-connected rating is the usual path. DIC surviving spouses and active-duty Purple Heart recipients are exempt without one.

A guaranty that helps an eligible veteran, service member, or some surviving spouses buy, build, or refinance a home with a private lender.

A streamline refinance of an existing VA-backed loan to a lower rate or from an adjustable to a fixed rate, with a 0.5% funding fee and usually no appraisal.

• IRRRL funding fee: 0.5% of the loan (read 2026-10-08)

Existing VA-backed loan. The loan being refinanced must already be VA-backed.

Mental health care from VA, including free emergency suicidal crisis care for any veteran and most former service members, whatever the discharge or enrollment status.

Discharge and enrollment. Routine care follows VA health care enrollment. Emergency suicidal crisis care does not need enrollment or a qualifying discharge.

Needs-based monthly payment for a wartime veteran with limited income who is 65 or older, or permanently and totally disabled.

• MAPR, veteran with no dependents, effective December 1, 2025: $17,441 a year (read 2026-10-08)
• Net worth limit, December 1, 2025, to November 30, 2026: $163,699 (read 2026-10-08)

Income and net worth. Pension is needs-based. Countable income must fall under the MAPR ($17,441 for a veteran alone from December 1, 2025) and net worth under $163,699.

Artificial limbs, wheelchairs, home oxygen, orthotics, mobility aids and home medical equipment for an enrolled veteran who needs them, prescribed by a VA clinician.

Enrolled and prescribed. The veteran must be enrolled in VA health care and the item prescribed by a VA clinician.

Up to $100 a month, and $1,200 over a lifetime, for tutoring in a course a GI Bill student is failing or at risk of failing.

• Tutorial assistance limit: $100 a month, $1,200 lifetime (read 2026-10-08)

Using VA education benefits at half time or more. The student must be using a VA education benefit at half time or more.

Free help with a VA claim from a VA-accredited Veterans Service Organization representative, or paid help from an accredited attorney or claims agent after an initial decision.

Tuition, housing and books for a non-degree high-tech training program, for a veteran or separating service member with 36 months of active duty, limited to 4,000 paid participants a fiscal year.

36 months of active duty. At least 36 months of active duty, a discharge other than dishonorable or within 180 days of separating, and under 62.

Free, confidential counseling at community Vet Centers for combat veterans, service members, survivors and families, kept apart from the VA medical record and open without VA health care enrollment.

Combat theater or listed service. The service member or veteran must meet one of the 38 U.S.C. 1712A service descriptions. No rating or enrollment is needed.

A free digital Veteran ID Card for proof of service at businesses, for a veteran with an honorable or general discharge, and a VA health ID card for enrolled veterans.

Honorable or general discharge. The VIC needs an honorable or general discharge; the VHIC needs VA health care enrollment.

Work support, and sometimes training, when a service-connected disability limits the work a veteran can do. Also called VR&E or Voc Rehab.

Service-connected rating. The basic published gate is a service-connected disability rating of at least 10%, plus an employment handicap. A memorandum rating is a separate path for some serious employment handicaps.

SBA certification that lets a veteran-owned or service-disabled veteran-owned small business compete for federal sole-source and set-aside contracts.

Any service-connected rating for SDVOSB. SDVOSB needs a service-connected disability at any rating, including 0%. VOSB needs no rating.

Guaranteed-acceptance whole life insurance of up to $40,000 for a veteran 80 or younger with any service-connected rating, including 0%, with no health questions.

• Maximum coverage: $40,000 (read 2026-10-08)

Any service-connected rating. Any service-connected rating qualifies, including 0%.

Paid part-time work on VA-related jobs at a school, VA facility or veterans’ organization for a student using VA education benefits at three-quarter time or more.

Three-quarter time or more. Enrolled at least three-quarter time and using a listed VA education benefit.

Renewable term life insurance of $10,000 to $500,000 after separation, converting SGLI. No health review if the application is in within 240 days.

Within 1 year and 120 days of leaving. A former SGLI-insured member applying within the window.

Mortgage life insurance of up to $200,000, paid to the lender, for a veteran under 70 who has received a Specially Adapted Housing grant.

• Maximum coverage: $200,000 (read 2026-10-08)

Specially Adapted Housing grantee under 70. The veteran must have received an SAH grant and apply before 70.

A federal tax credit to employers of up to $9,600 for hiring a qualified veteran, for hires who began work on or before December 31, 2025. The credit has expired for later hires unless Congress extends it.

Qualified veteran hired by December 31, 2025. A veteran in a WOTC target group who began work on or before December 31, 2025.

Covers private, out-of-state, foreign or graduate tuition above the Post-9/11 GI Bill cap, matched by the school, for a student at the 100% benefit level.

• Private and foreign tuition cap, August 1, 2026, to July 31, 2027: $30,908.34 (read 2026-10-08)

100% Post-9/11 level. The student must be eligible for the Post-9/11 GI Bill at the 100% level, and the school must take part.