Housing
City of Richmond Real Estate Tax Relief for Permanent and Total Disability (OAPD)
Richmond relieves up to 100% of the real estate tax for an owner who is permanently and totally disabled, with household income up to $70,000 and financial worth up to $450,000.
Also called: OAPD, tax relief, property tax, elderly and disabled, tax freeze, income limit.
For: Veteran or service member.
Where it applies
Written for the jurisdictions listed here.
Richmond's Older Adults and Persons with Disabilities (OAPD) program, under sections 26-364 and 26-365 of the City Code, relieves real estate tax for an owner who is 65 or older, or permanently and totally disabled, as of December 31 of the prior year. A Social Security award letter, a letter from the Railroad Retirement Board or VA, or two affidavits from Virginia physicians proves the disability. It is not a VA rating of 100% service-connected, and a disabled veteran who does not meet that test can use this program.
For the exemption, total household gross income from all sources cannot exceed $70,000, excluding the first $10,000 of each relative's earnings and the income of a bona fide caregiver, and financial worth cannot exceed $450,000, excluding the home and up to one acre. Relief is 100% up to $30,000 of income, 75% to $40,000, 50% to $50,000, and 25% to $70,000. The city also offers a freeze, with limits of $125,000 and $750,000, which the page describes under Ordinance 2024-273 for owners 65 and older; a participant chooses one or the other.
Income counts from all sources, so VA compensation counts. The final deadline is December 31; the city asks for applications by September 30 so relief shows on the next bill.
Thresholds
| Gate | Rule |
|---|---|
| Permanent and total disability | The owner is permanently and totally disabled, or 65, as of December 31 of the prior year. VA, Social Security, the Railroad Retirement Board, or two Virginia physicians can document it. A VA rating alone is not the test. |
| Income and financial worth | Household income up to $70,000, with full relief up to $30,000, and financial worth up to $450,000 excluding the home and one acre. |
Sources
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Disclaimer
VetTOC is not affiliated with the U.S. Department of Veterans Affairs or the Department of Defense. Information is for reference only and is not an eligibility determination. Verify with VA, the relevant state or territory, or an accredited VSO.